**Effective Date:** September 29, 2024
At **Accredited Chat**, we are committed to protecting your privacy and ensuring the confidentiality and security of your personal information. This Privacy Policy describes how we collect, use, store, and share your personal data when you access and use our website and services (collectively, the “Services”). By using Accredited Chat, you agree to the collection and use of information as described in this policy.
### 1. **Information We Collect**
We collect various types of information to provide and improve our Services. The information we collect includes:
#### 1.1 **Personal Information**
When you create an account, we may collect personal information, including but not limited to:
- Full name
- Email address
- Accreditation status verification data
- Payment or billing information
#### 1.2 **Non-Personal Information**
We may collect non-identifiable information such as:
- IP address
- Browser type and version
- Operating system
- Referring website
- Pages viewed on our site
- Date and time of access
#### 1.3 **Cookies and Tracking Technologies**
We use cookies and similar tracking technologies to collect information about your interactions with our website. Cookies help us improve your user experience, analyze site traffic, and enable certain site functionalities. You may choose to disable cookies through your browser settings, but doing so may limit your ability to use certain features of the site.
### 2. **How We Use Your Information**
We use the information we collect to:
- Provide and maintain the Services
- Verify your status as an accredited investor
- Communicate with you regarding updates, changes, and promotions
- Process transactions
- Improve and personalize your experience on the platform
- Analyze usage patterns and improve the functionality and content of the Services
- Respond to user inquiries and provide customer support
- Comply with legal obligations and protect the rights, safety, and property of Accredited Chat and its users
### 3. **How We Share Your Information**
Accredited Chat will not sell, rent, or trade your personal information to third parties. However, we may share your information in the following situations:
#### 3.1 **With Service Providers**
We may share your information with trusted third-party service providers who assist us in operating the platform, conducting business, or providing services to you. These providers are contractually obligated to protect your information and only use it for specified purposes.
#### 3.2 **Legal Compliance**
We may disclose your information if required to do so by law or in response to valid legal requests, such as subpoenas, court orders, or regulatory demands.
#### 3.3 **Business Transfers**
If Accredited Chat undergoes a merger, acquisition, or sale of assets, your information may be transferred to the new ownership. We will notify you of any such changes and your rights in connection with the transfer.
### 4. **Data Security**
We employ reasonable and appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure data storage, and access control protocols. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
### 5. **Your Rights and Choices**
Depending on your location and applicable laws, you may have the following rights regarding your personal information:
#### 5.1 **Access and Correction**
You have the right to access and update the personal information we hold about you. You can review and modify your account information by logging into your account or contacting us at [Insert Email Address].
#### 5.2 **Data Deletion**
You may request the deletion of your personal information by contacting us at [Insert Email Address]. Please note that we may retain certain information as required by law or for legitimate business purposes.
#### 5.3 **Opt-Out of Communications**
You may opt out of receiving promotional or marketing emails from us by following the unsubscribe instructions in those emails or by contacting us directly. Please note that even after opting out, we may still send you service-related communications, such as transaction or account notices.
#### 5.4 **Cookies Management**
You can control cookies and tracking technologies through your browser settings. If you choose to disable cookies, certain features of the Services may not function as intended.
### 6. **International Data Transfers**
If you are accessing Accredited Chat from outside [Your Country], please be aware that your personal information may be transferred to and processed in countries with different data protection laws. By using the Services, you consent to the transfer and processing of your data in accordance with this Privacy Policy.
### 7. **Children’s Privacy**
Accredited Chat is not intended for use by individuals under the age of 18, and we do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a user under the age of 18, we will take steps to delete that information promptly.
### 8. **Changes to This Privacy Policy**
We reserve the right to modify this Privacy Policy at any time. Any changes will be communicated to you via email or by posting a notice on the platform. Your continued use of the Services after any modifications constitutes your acceptance of the revised Privacy Policy.
### 9. **Contact Us**
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us.
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By using Accredited Chat, you acknowledge that you have read, understood, and agree to this Privacy Policy.