**Effective Date:** September 29, 2024
Welcome to **Accredited Chat**, a secure online forum exclusively for accredited investors. By accessing or using our website and services (collectively, the "Services"), you agree to comply with and be bound by the following Terms and Conditions ("Terms"). Please read these Terms carefully, as they outline your rights and obligations when using Accredited Chat.
#### 1. **Eligibility**
1.1 **Accredited Investor Status**: By using Accredited Chat, you confirm that you meet the definition of an "Accredited Investor" as defined by the U.S. Securities and Exchange Commission (SEC) or applicable regulatory authorities in your jurisdiction.
1.2 **Verification**: You agree to provide accurate and truthful information for verification purposes. Accredited Chat reserves the right to deny access to any user who fails to meet the accreditation requirements.
#### 2. **Account Registration**
2.1 **Account Setup**: To access the Services, you must create an account by providing accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and are solely responsible for all activities that occur under your account.
2.2 **Account Termination**: Accredited Chat reserves the right to suspend or terminate your account if you violate these Terms or engage in any unlawful or inappropriate behavior.
#### 3. **Confidentiality and Security**
3.1 **User Privacy**: We are committed to protecting your privacy. All interactions within Accredited Chat are confidential. Please review our [Privacy Policy] to understand how we collect, use, and protect your personal information.
3.2 **Security**: Accredited Chat implements reasonable security measures to protect user information. However, we cannot guarantee absolute security, and you agree to use the Services at your own risk.
#### 4. **Use of the Services**
4.1 **Purpose of Use**: Accredited Chat is intended for professional discussions, resource sharing, and networking among accredited investors. You agree to use the Services for lawful purposes only.
4.2 **User Conduct**: You agree not to:
- Post, share, or distribute any false, misleading, defamatory, or offensive content.
- Violate any laws or regulations while using the Services.
- Engage in spam, phishing, or other malicious activity.
- Share your account credentials or permit unauthorized access to your account.
4.3 **User-Generated Content**: You are solely responsible for any content you post, comment on, or upload. By submitting content to Accredited Chat, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content within the platform.
#### 5. **Ratings and Reviews**
5.1 **User Reviews**: Accredited Chat allows users to rate and review resources. You agree that your reviews will be honest, constructive, and respectful.
5.2 **Moderation**: Accredited Chat reserves the right to remove or modify any content that violates these Terms or is deemed inappropriate.
#### 6. **Intellectual Property**
6.1 **Ownership**: All content, trademarks, logos, and other intellectual property within the Accredited Chat platform are owned by us or licensed to us. You agree not to use, reproduce, distribute, or exploit any content from the Services without our explicit consent.
6.2 **User Content**: While you retain ownership of any content you upload or share, you grant Accredited Chat a limited license to display and use that content within the platform.
#### 7. **Third-Party Links and Resources**
7.1 **External Links**: Accredited Chat may provide links to third-party websites or resources. We are not responsible for the availability, content, or accuracy of such external sites, and you access them at your own risk.
7.2 **Endorsement**: Links to third-party sites do not imply endorsement by Accredited Chat, and we are not liable for any damages or losses arising from your use of those resources.
#### 8. **Disclaimers and Limitation of Liability**
8.1 **No Investment Advice**: Accredited Chat does not offer financial, legal, or investment advice. Any content shared on the platform is for informational purposes only. You agree to conduct your own research and seek professional advice before making any investment decisions.
8.2 **Service Availability**: While we strive to provide continuous access to our Services, we do not guarantee uninterrupted or error-free use of the platform. Accredited Chat is provided on an "as-is" basis, without any warranties.
8.3 **Limitation of Liability**: To the fullest extent permitted by law, Accredited Chat and its affiliates are not liable for any indirect, incidental, or consequential damages arising out of your use of the platform.
#### 9. **Indemnification**
You agree to indemnify and hold harmless Accredited Chat, its affiliates, and its employees from any claims, losses, liabilities, or expenses arising from your use of the Services, your violation of these Terms, or your violation of any applicable law.
#### 10. **Modifications to the Terms**
Accredited Chat reserves the right to modify these Terms at any time. Any changes will be communicated to you via email or a notification on the platform. Continued use of the Services after such modifications will constitute your acceptance of the revised Terms.
#### 11. **Governing Law and Dispute Resolution**
11.1 **Governing Law**: These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.
11.2 **Dispute Resolution**: Any disputes arising from or related to these Terms or your use of the Services will be resolved through binding arbitration in [Your Location], in accordance with the rules of the [Arbitration Organization].
#### 12. **Termination**
Accredited Chat may suspend or terminate your account and access to the Services at its sole discretion if you violate these Terms or engage in conduct that is harmful to the platform or its users.
#### 13. **Contact Information**
If you have any questions regarding these Terms, please contact us.
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By using Accredited Chat, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.