Encourages public and private sector collaboration by facilitating the sharing of cybersecurity threat data to prevent and respond to cyberattacks.

Imposes stricter standards for securities fraud lawsuits, reducing frivolous litigation while preserving investor rights to seek redress for legitimate claims.

Mandates foreign financial institutions to disclose U.S. account holder information to the IRS to combat tax evasion and ensure global tax compliance.

Modernized oversight of commodity futures and derivatives trading, enabling market innovation while addressing legal and regulatory gaps in the trading of financial instruments.

Establishes rules for credit extension by brokers and dealers, including margin requirements, to ensure fair and transparent securities transactions.

Regulates debt collection practices, prohibiting abusive, deceptive, and unfair methods to protect both consumers and investors engaged in credit and collections.

Prohibits credit discrimination based on race, color, religion, sex, marital status, or age, ensuring equal access to credit opportunities for all applicants.

Mandates standardized disclosure of credit terms, interest rates, and costs to empower borrowers and investors with transparent lending practices.

A model statute aimed at standardizing state securities regulations, protecting investors, and promoting efficiency in securities market oversight.

Establishes the Securities Investor Protection Corporation (SIPC) to provide limited protection to investors when brokerage firms fail, covering lost or missing securities.