Prohibits credit discrimination based on race, color, religion, sex, marital status, or age, ensuring equal access to credit opportunities for all applicants.

Mandates standardized disclosure of credit terms, interest rates, and costs to empower borrowers and investors with transparent lending practices.

A model statute aimed at standardizing state securities regulations, protecting investors, and promoting efficiency in securities market oversight.

Establishes the Securities Investor Protection Corporation (SIPC) to provide limited protection to investors when brokerage firms fail, covering lost or missing securities.

Ensures transparency in real estate transactions by requiring clear disclosure of settlement costs, combating kickbacks, and fostering fair competition in homeownership.

Requires meaningful disclosures about lease terms, costs, and conditions, protecting consumers and investors involved in lease agreements for personal property.

Regulates the collection, accuracy, and use of consumer credit information by credit reporting agencies to protect consumer rights and data privacy.

Mandates financial institutions to report and disclose mortgage lending data to detect and prevent discriminatory practices, fostering fairness in housing finance.

Prescribes rules for the format and content of financial statements, disclosures, and schedules required in public filings with the SEC to ensure transparency and comparability.

Authorizes the establishment and regulation of federally chartered credit unions, ensuring member services and safeguarding deposits through the National Credit Union Administration (NCUA).